Privacy Policy

Potential Signature Sdn Bhd (1335070-V) Effective Date: April 27, 2026

At Potential Signature Sdn Bhd (hereinafter referred to as “the Company,” “we,” “us,” or “Smart Finance KL”), we are committed to protecting and respecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information in accordance with the Personal Data Protection Act 2010 (PDPA) of Malaysia.

1. Information We Collect

We collect information that you voluntarily provide to us when you engage with our services, including:

  • Personal Identity: Full name, NRIC/Passport number, and date of birth.

  • Contact Information: Email address, phone number, and mailing address.

  • Financial Information: Supporting documents (such as payslips, bank statements, or credit reports) required for financial consultation and evaluation purposes.

2. How We Use Your Data

Your data is processed ethically for the following purposes:

  • To provide professional consultation and Smart Finance services.

  • To process applications or transactions requested by you.

  • To communicate with you regarding customer service, inquiries, or status updates.

  • To comply with legal, regulatory, and auditing requirements in Malaysia.

3. Disclosure of Personal Information

We do not sell, rent, or trade your personal data to third parties. However, we may share your information with:

  • Partner financial institutions or banks (for product approval purposes).

  • Government agencies or regulatory bodies as required by Malaysian law.

  • Authorized third-party service providers who assist in our business operations (e.g., data management or IT security).

4. Data Security

We implement strict technical and organizational security measures to prevent the loss, misuse, or unauthorized alteration of your personal information. Access to your data is strictly limited to authorized personnel only.

5. Your Rights

As a data subject, you have the right to:

  1. Access: Request a copy of the personal data we hold about you.

  2. Correction: Request to update or correct inaccurate or outdated information.

  3. Withdraw Consent: Withdraw your consent for us to process your data for marketing purposes at any time.

6. Contact Information

If you have any questions regarding this policy or wish to exercise your rights, please contact us during our business hours:

  • Company Name: Potential Signature Sdn Bhd

  • Registration No: 1335070-V

  • Office Address: [Insert Full Physical Address Here]

  • Phone Number: 03-7499 8146

  • Email Address: potentialsignature00@gmail.com

  • Business Hours: 9:00 AM – 5:00 PM (Monday – Friday)